Attention homeowners: Real estate appraisal services for in Troy and Powhatan County

Here are the top seven reasons VA homeowners use Bob Blake Appraisal Co., Inc.:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Powhatan county's assessment of your property
  3. Remove PMI to lower their mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a VA divorce, where real estate needs to be divided
  7. To settle an estate in VA by determining the true market value of property in question

Own a home in or near Troy, VA and need help deciding the price of it?
Contact Bob Blake Appraisal Co., Inc..

We at Bob Blake Appraisal Co., Inc. understand the individual needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Bob Blake Appraisal Co., Inc., are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Bob Blake Appraisal Co., Inc., we're experienced in helping folks just like you abolish undesirable PMI insurance.

Challenge a property tax assessment

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Bob Blake Appraisal Co., Inc. is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Bob Blake Appraisal Co., Inc. can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for verity? Bob Blake Appraisal Co., Inc. offers field reviews where we go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.